Fyness Notes Credit Limited provides financing solutions for entrepreneurs, SMEs, salaried employees, landlords, groups, farmers, vehicle owners and established businesses.
Our team can guide you through product selection, eligibility, required documents, repayment planning and the application process.
Explore our primary business and asset financing products. Repayment estimates for these products are available through our online calculator.
Short-term financing designed to support business operations, working capital requirements and day-to-day cash flow needs.
Business people who require short-term business financing.
Short-term business working capital.
First loan up to KES 50,000. Repeat borrowing may graduate by 25% of the previous borrowing.
Up to 3 months for first borrowing, up to 6 months for second borrowing and up to 12 months from the third borrowing cycle.
Financing designed to help established businesses purchase stock, maintain inventory levels and respond to customer demand.
Medium businesses, stockists, wholesalers and distributors with substantial stock holdings.
Purchase of business stock.
KES 100,000 – KES 500,000
1 week to 3 months
Structured asset financing designed to help customers acquire eligible motor vehicles for business or operational use.
Customers seeking financing for the purchase of motor vehicles.
Purchase of motor vehicles.
Up to KES 2,000,000, subject to vehicle valuation.
Up to 24 months
Our wider product portfolio supports homeowners, employees, organised groups, farmers, vehicle owners and established businesses.
Landlords and homeowners.
Improvement of existing rental units and homes.
Permanently employed people in the private sector.
Structured financing for qualifying salaried employees.
Business community.
Short-cycle financing for qualifying business customers.
Motor vehicle owners seeking business funding against an eligible vehicle.
Business funding using an eligible motor vehicle as security.
Chamas, welfare groups and registered groups that meet the required operating history.
Group-based financing for organised members with shared economic and financial objectives.
Farmers, transporters, processors, stockists, agro-vets and agricultural service providers.
Livestock, irrigation kits, crop farming, farm inputs, animal feeds, farm labour, transport, land leasing and related agricultural costs.
Organised groups of 5 to 15 persons.
Funds used for purchase of business stock.
Organised groups of 5 to 15 persons.
Funds used for purchase of business stock.
Landlords and homeowners.
Improvement of existing rental units and homes.
Existing customers who are in their second borrowing cycle and above.
Emergency financing for qualifying existing customers.
Medium businesses, stockists, wholesalers and distributors with substantial stock holdings.
Purchase of business stock.
Our team will guide you through the appropriate product, qualification requirements and supporting documentation.
Review our financing products and identify the solution that best matches your financial need.
Use our online calculator for Working Capital, Stock Financing or Motor Vehicle Asset Financing.
Contact us through WhatsApp, phone or our online enquiry form for product guidance.
Prepare and submit the applicable identification, business, income and security documents.
Product eligibility, approved amount, repayment period, security requirements, applicable charges and final loan terms are subject to assessment and approval by Fyness Notes Credit Limited. Information displayed on this page is intended as a general product guide.
Speak with our team for guidance on qualification, documents and the financing option that best matches your needs.