Loan Products Designed for Growth, Stability and Opportunity

Fyness Notes Credit Limited offers practical financial solutions tailored to individuals, SMEs, business owners, salaried employees, groups, landlords and institutions.

Product Support

Our team guides customers through product selection, application requirements, repayment planning and next steps.

  • Business financing
  • Asset financing
  • Group lending
  • Personal and salaried support

Main Loan Products

Working Capital

Short-term financing designed to support operational needs, cash flow gaps, business growth, and day-to-day trading activities.

Target Group

Business people in need of short-term business loans.

Product Highlights
  • Supports business operations and trading cycles
  • Suitable for short-term business needs
  • Best for entrepreneurs and SMEs
  • Repayment estimate available on calculator

Motor Vehicle Asset Loan

Structured asset financing for customers who want to acquire motor vehicles for personal, business or operational use.

Target Group

Clients seeking financing for purchase of motor vehicles.

Product Highlights
  • Suitable for vehicle acquisition
  • Asset-based financing approach
  • Useful for business mobility and transport needs
  • Repayment estimate available on calculator

Additional Financial Solutions

Home Improvement Loan (Maskani Safi Loan)

Target Group: Landlords and homeowners seeking to improve already existing rental units and homes.

Designed to support property upgrades, rental unit improvement, home repairs, and enhancement of existing housing facilities.

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Salaried Loans

Target Group: Employed people in the private sector.

Credit support for salaried employees who need structured financing for personal or household needs.

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1 Month Power Loan

Target Group: Business community.

Short-cycle financing for business customers who require quick working support over a short repayment period.

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Chamaa Product

Target Group: Chamas and welfare groups that have been in place for more than 2 years, including registered company-limited groups.

A group-based product designed to empower chamas, welfare groups, and organized savings groups.

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Agricultural Products

Target Group: Farmers, transporters, processors, stockists, agro-vets, and agricultural service providers.

Financing support for players across the agricultural value chain, from production to distribution and support services.

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Group Level 2 Product

Target Group: Organized groups of 5 to 15 persons.

Credit support structured for organized groups with shared financial goals and group accountability.

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Home Improvement Loan (Maskani Foundational)

Target Group: Landlords and homeowners seeking to improve already existing rental units and homes.

A housing-focused facility supporting foundational property improvement and upgrading of residential units.

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Emergency Loans

Target Group: Existing clients, offered as a subsequent loan.

Designed to support existing customers when urgent financial needs arise.

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Okoa Bizna

Target Group: Medium businesses dealing with stockists, wholesalers, and distributors with total stocks of 15 million and above.

Business support for established traders handling larger stock volumes and distribution needs.

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Need Help Choosing a Product?

Speak with our team for guidance on the most suitable product for your financing need.